Best Travel Credit Cards in 2025

Are you wondering how you can travel for free and enjoy travel benefits like airport lounge access? You are in the right place!

Travel credit cards can help you earn points on everyday purchases to use towards booking free flights, first class upgrades, hotels and more. Some credit cards also offer benefits like seat upgrades and lounge access.

It’s important to know the benefits each card offers to find the perfect match for you!

I’ve researched all the major travel credit card in the United States so you don’t have to waste time doing it.

This is what I’ve learned:

Favorite Overall: Chase Sapphire Preferred Card

  • Annual fee: $95 USD
  • Key benefit: Top-tier rewards without the cost of a premium travel credit card

Best for Frequent Travelers: Chase Sapphire Reserve (This is one of the credit cards I have)

  • Anual fee: $550 USD
  • Key benefit: High rewards and premium travel perks like $300 USD travel credit, airport lounge access and 50% redemption boost through Chase Travel

Best for Luxury Travelers: The Platinum Card from AMEX

  • Annual fee: $695 USD
  • Key benefit: It offers fancy perks like elite hotel status and the best lounge access out of any travel credit card

Best Airline Card: Delta SkyMiles Gold AMEX

  • Annual fee: First year is free, then $150 USD
  • Key benefit: It’s a great option for Delta frequent flyers. For affordability and rewards, it can be a great option

Best Hotel Card: Marriott Bonvoy Boundless Credit Card

  • Annual fee: $95 USD
  • Key benefit: Solid reward with moderate fee. A free night every year, automatic upgrade to Marriott’s Silver Elite status, 15 elite night credits per year

Other known benefits that travel credit cards often offer are travel and luggage insurance.

The two travel credit cards I currently have are the Chase Sapphire Reserve and the Delta SkyMiles Reserve American Express Card.

I hope this helped you get a better idea of what travel credit card fits your needs better 🙂

Happy traveling!

XO, Bobbi.

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